15 Best Cheap Auto Insurance Companies (save $100s Per Year)
Progressive
Progressive is one of the most well-known auto insurance companies in the market. With a reputation for delivering quality coverage options at affordable prices, they are a go-to for many drivers. From collision and comprehensive coverage to roadside assistance and custom-specific coverage options, Progressive has it all. Their website also has a price comparison tool that allows their customers to compare their prices to other auto insurance companies to ensure they are getting the best deal.
When it comes to customer service, they are also known for being top-notch. With a range of contact options available, including live chat, phone, and email, Progressive's customer service team is readily available to answer all of your inquiries.
Geico
Geico is another popular auto insurance provider that offers quality coverage at affordable rates. They have a range of coverage options available, including property damage liability, bodily injury liability, collision coverage, comprehensive coverage, and more. In addition to these standard coverage options, Geico also offers additional coverage options, like emergency roadside assistance, rental reimbursement, and mechanical breakdown insurance, making them an ideal choice for drivers who want to customize their coverage to meet their unique needs.
When it comes to customer service, Geico is also known for being one of the best. Their customer service team is always available to assist their customers, and their website has several helpful resources, including a mobile app, to make it easy for their customers to manage their policies and file claims.
How to Choose the Best Auto Insurance Company for You
With so many auto insurance companies competing for your business, it can be difficult to know which one to choose. Here are some things to consider when making your decision:
- Know your coverage needs - Make sure you understand what you need before you start shopping for auto insurance.
- Check their rating - Check the company's rating with independent insurance rating agencies.
- Compare pricing - Compare pricing between companies to ensure you are getting the best deal possible.
- Check customer reviews - Look for customer reviews to see how other customers have rated the company's customer service.
- Check discounts - Look for discounts that you may be eligible for to help you save money on your premium.
Tips for Saving Money on Auto Insurance
Here are some helpful tips for saving money on auto insurance:
- Increase your deductible - By increasing your deductible, you can lower your monthly premium.
- Bundle your insurance - Many insurance companies offer discounts when you bundle your auto insurance with other types of insurance, such as home or renters insurance.
- Drive safely - Maintaining a good driving record can help you qualify for lower premiums.
- Ask about discounts - Many insurance companies offer discounts for things like being a safe driver or having certain safety features on your vehicle.
FAQs
1. How much auto insurance coverage do I need?
The amount of auto insurance coverage you need depends on your individual situation. It's important to consider factors like your driving habits, the type of car you drive, and how much you can afford to pay out-of-pocket in case of an accident.
2. Can I get coverage outside of my state?
Yes, most insurance companies offer coverage in multiple states. However, coverage options and requirements may vary depending on the state you live in.
3. Will my auto insurance premium go up if I get into an accident?
It depends on several factors, including the severity of the accident and who is deemed at fault. If you are at fault for the accident, your premium may increase.
4. How can I file a claim with my auto insurance company?
You can typically file a claim with your auto insurance company over the phone or through their website. Some companies also offer mobile apps that allow you to file a claim and track its status.
5. How can I get discounts on my auto insurance?
Most auto insurance companies offer discounts for things like being a safe driver, having certain safety features on your vehicle, and bundling your auto insurance with other policies. Contact your insurance company to see what discounts you may be eligible for.